Benefit Insurance Services

Serving Myrtle Beach, Charleston, Hilton Head, and all other coastal South Carolina cities.


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Benefit Insurance Services

1101 Johnson Ave, Suite 301 B
Myrtle Beach, SC 29577

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Auto Insurance

Auto Insurance in South Carolina

From historical Fort Sumter to fun-filled Broadway at the Beach, South Carolina attractions give residents plenty of good reasons to go on weekend road trips. But whether you're traveling across town or across the state, you'll need to have auto insurance coverage.

Although South Carolina auto insurance laws mandate a bare minimum requirement for liability and uninsured motorist coverage, you might benefit from additional coverage, depending on varying factors such as the value of the car and your personal driving history. Our insurance agents at Benefit Insurance Services can help you find the best policy for your needs as well as your budget.

Factors to consider

Oceanfront location - Living by the beach is one of the top perks of being a Myrtle Beach resident, but it can pose greater risks for the safety of your car. An oceanfront location is more susceptible to erratic weather patterns and poses a higher risk for vehicle damage from sand, salt, and water.

Traffic accident statistics - According to the most recent data from the Fatality Analysis Reporting System (FARS), South Carolina's traffic death rate was the third highest in the nation in 2011. This high instance of serious accidents produces a greater need for coverage.

The benefits of shopping around

Everyone knows that comparing prices and carefully researching auto insurance policies is the most effective way to find the best deal, but traditional methods of doing so are time-consuming and complicated. Benefit Insurance Services offers a unique tool to compare and contrast policies from multiple insurance providers, all in one place. Since our agency is independent, we can promise unbiased results and accessible customer service with our trustworthy and knowledgeable insurance agents.

Auto Insurance can be a very stressful. For instance knowing what limits you must carry to be legal in the state of South Carolina. Being an Independent agency Benefit Insurance Services can offer you multiple quotes with different companies to insure you get the best rate possible some examples of these companies are:

  • Progressive
  • Travelers
  • The General
  • The Hartford
  • Safeco
  • Dairyland
  • and many more

If you have any questions about what you have to carry when buying a new car or just trying to save on an existing policy. Please contact us.