Benefit Insurance Services

Serving Myrtle Beach, Charleston, Hilton Head, and all other coastal South Carolina cities.


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Benefit Insurance Services

1101 Johnson Ave, Suite 301 B
Myrtle Beach, SC 29577

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Flood Insurance

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Flood Insurance in South Carolina

Coastal South Carolina is a popular destination for vacationers and full-time residents who look forward to the laid back beach front Low Country lifestyle you can only get when you live along this two-mile stretch of pristine Carolina coastline. You can enjoy fishing, the amenities of a water park, miniature golf, and some of the best golfing in the nation – just a short distance from your home. This is the sort of lifestyle many people dream of living, but for those who are lucky enough to live it, it’s the reality of their daily lives.

Living on the coast may give you the beach as your back or front yard, but there are distinct risks of living in a flood zone, and Surfside Beach residents need to understand the importance of having flood insurance because it is something that standard homeowners insurance policies don’t cover. Renters should also understand the importance of having flood insurance.

WMBF News recently featured a story that asked whether flood insurance was necessary. Experts agreed that coastal South Carolina residents need SC flood insurance. To get flood insurance, you need to go through the National Flood Insurance Program (NFIP.) While you can compare coverage options and prices for homeowners or renters insurance with our online comparison tool, getting up-to-date and accurate information about flood insurance and the national program, is something you are best off discussing with your independent South Carolina insurance agency.

Don’t wait until disaster strikes. You need to get your flood insurance coverage at least a month before the start of hurricane season. Contact your insurance agent to discuss SC flood Insurance today.