If you are looking to purchase a vacation condo in the greater Myrtle Beach, SC area, or live here full-time, there are several features to look for when choosing your condo insurance policy. The team at Benefit Insurance Services is here to help condo owners in our area find the insurance policy that is right for them. If you are unsure what to look for when choosing your coverage, keep reading and learn more about a few important features that a comprehensive policy can offer.
Make Sure Your Condo Policy Includes These Features
Most condo association policies cover all common areas and the building structure itself. When you are choosing your individual policy makes sure that you have coverage for all damage that can occur in your unit, even if you aren’t at fault.
Liability insurance can protect you if a visitor to your home has an accident or becomes injured in some way. Make sure that you are protected from any liability if someone should be harmed in your residence. No one wants to see a friend get hurt, and the situation can be made worse if there is a serious injury involved. Make sure that you have the protection you need to deal with any situation.
Many primary policies enforce a single-item value limit and will cover items up to a certain point. If your jewelry, electronics, or art collection exceed these policy limits ask your agent about a personal articles policy or other supplement coverage.
Ready to obtain the right condo insurance policy for your Myrtle Beach, SC condo? Call or stop by Benefit Insurance Services today and let one of our professional agents help you get the coverage that’s right for your needs.