Almost every individual dreams of owning their own home someday. This may take a while to achieve and we, therefore, spend a good part of our lives renting houses. It is essential that we protect our belongings from calamities such as theft, fire, or damage while living in rental houses. If you are living in Myrtle Beach, SC, a good place to start would be buying a renters insurance.
What is renter’s insurance?
This is a policy designed to protect renters living in an apartment or rented house and their belongings. The policy covers you against financial liability that you are likely to incur in case of unexpected events or natural courses. These include fire, theft, electrical faults, volcanic eruptions among others. At Benefit Insurance Services, our agents will guide you in identifying areas of concern about the particular property you are living in. Be sure to disclose essential household items that should be captured in your policy.
Types of protection
- Personal possessions
Your personal belongings are protected against fire, smoke, explosion, and other disasters. To decide how much insurance to buy, come up with the value of your personal belongings such as furniture, clothing, electronics, appliances, and even bedding. Most insurance companies in Myrtle Beach, SC do not cover liabilities as a result of flooding. Kindly discuss this with our agents at Benefit Insurance Services for an additional cover if you live in an area affected by floods.
A standard renters insurance will provide you with protection against lawsuits for bodily or property damage caused by you or your loved one. Damages caused by your pets are equally covered in case of a lawsuit. This policy also provides a no-fault medical cover. Where a person is injured within your premises, their medical expenses are catered for.
Kindly call Benefit Insurance Services agents or visit our website for further information on the renter’s insurance policy.